The way they are employed legally is one of the key distinctions between bodily injury and personal injury. “Personal injury” refers to a certain category of civil action in which the plaintiff alleges that the defendant was negligent and caused their injury.
In contrast, “bodily injury” refers to coverage designed to protect a person who was the reason for an accident. Another significant distinction between the phrase and “personal injury” is that it is used in the circumstances other than those involving physical injury.
The phrase “personal injury” is nearly typically used in the context of legal proceedings in which one party sustains physical or material loss as a result of another’s negligence. This includes instances of medical malpractice, defective product liability, premises liability, and other situations involving motor vehicle accidents. For instance, there are a lot of cases when somebody gets hurt during sports competitions or exercises. So, you need to look for sports injury attorneys near me.
On the other hand, the phrase “bodily injury” is typically used in reference to a party filing an insurance claim for a motor vehicle. As it is used to characterize the harm one party has inflicted on another, the phrase “bodily injury” is also occasionally employed in legal contexts, such as in cases of severe assault.
Additionally, in cases involving personal injuries, reimbursement may be obtained directly from the responsible party or through an insurance provider. Contrarily, the insurance company is typically the only source of reimbursement in cases involving bodily injury.
Clarification is important if you’re unclear, especially when involved in an accident. A good personal injury and criminal defense lawyer can help you here.
Main differences between bodily and personal injury
Personal injury and bodily injury are distinct from one another because bodily injury concentrates more on specific harm to the victim’s body brought on by another person. Its definition, therefore, refers to the specific injuries sustained.
Although this phrase is more frequently used in criminal instances, it can also signify something in terms of the insurance. It won’t be able to bring a case for the bodily harm you already have and then file another lawsuit for the damages down the road. All the factors should be taken into account when filing this kind of claim, and the claim should be settled all at once.
Civil law includes personal injury. If someone suffers a personal injury due to an accident or social injustice, such as libel, they may be reimbursed. As a result, this kind of case is often filed after someone has suffered physical or emotional harm.
The main reasons for personal injury cases include carelessness, malice, or irresponsible behavior. A claim for this kind of injury may take a while to process. However, a lawyer is always available if you need them.
What decides whether it’s a bodily injury or personal injury?
It’s a question of what caused your injury. If you are injured in a car accident, and the other driver was at fault, you may have a personal injury claim. If, however, it was your own fault and you were responsible for causing the accident, then it would be considered a bodily injury claim.
Bodily injuries include broken bones and torn ligaments, in addition to cuts, scrapes, and bruises. If you have suffered a serious injury due to another party’s negligence, then you should seek medical attention right away. This is especially important if any of your injuries are fractured or cracked bones. In this case, an X-ray will show up abnormalities that could indicate further damage has taken place.
Personal injuries, on the other hand, involve accidents caused by someone else’s negligence. These can range from slips and falls on wet floors to car accidents where the driver was speeding or failed to yield the proper right of way at an intersection.
The difference between bodily injury and personal injury is all about which side of the accident you are on. In simpler words, are you the reason behind the accident or the victim?
What is the compensation for bodily injury and personal injury lawsuits?
There are two types of damages in personal injury cases: economic and non-economic. The first is calculated using real losses. These can include unpaid wages, excessive spending, rehabilitative costs, and medical expenses. Non-economic harms, however, are difficult to quantify. Suffering and agony make a great example of non-economic damages.
The amount of non-economic damages awarded in medical malpractice cases was capped in Nevada. The cap does not apply to non-economic damages in other situations, such as auto accidents. The average settlement you can receive for a personal injury varies depending on each case and the damages sustained.
If you sustain bodily harm, you should be compensated for any costs you can reasonably anticipate being covered. Examples include losing the ability to earn, missed wages, medical expenses, hospital transportation, and treatment and diagnostic procedures like therapy and x-rays.
Even while it is possible to receive compensation for pain and suffering, this can be difficult in cases of bodily harm because it is only applicable to broad physical ailments. Furthermore, if you bring a lawsuit for bodily injury, you can recover future losses and costs. A person’s life may be badly impacted by catastrophic injuries for a very long time.
In these cases, compensation for the lost income may be obtained. Additionally, compensation is available for those who suffer from impairments, long-term disabilities, or disfigurements or who may need further medical treatment. The sum will vary according to the severity of the wounds.
